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What are the different types of motorcycle insurance cover?
The most extensive type of cover you can get. This option covers damages to your bike and any third party, should you cause an accident.
Your policy will include cover for fire damage, theft and cost of a replacement bike if yours is written off.
Third party, fire and theft (TPFT)
Covers you for damages caused to other people, vehicles or property should you cause an accident. It will also cover you if your bike is stolen, damaged due to an attempted theft or damaged by fire.
If you’re responsible for an accident, TPFT won’t cover the costs of repairing or replacing your bike.
Third party only (TPO)
The most basic level of cover you can get and the minimum level of cover required by law. Third Party Only just covers you for damage and injury you cause to others.
It won’t cover the costs of repairing or replacing your own motorbike if it gets damaged or stolen.
*51% of consumers who received a quote for their Motorbike Insurance through this service provided by Seopa Ltd. in January 2023 were quoted less than £206.69. The price you could achieve is dependent on your individual circumstances.
** Correct as of July 2022
Sportsbikeshop Ltd, registered in England, company number 05401500. Sportsbikeshop Ltd is an introducer appointed representative (IAR) of Seopa Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 313860)